Free retirement income check
How much could your savings pay you every month, for life?
Move the numbers to see your estimate right now. Then answer a few quick questions for your full income plan, built around your own bills and Social Security.
Try it with your numbers
Your age
$300,000
Estimated lifetime income
$1,870 – $2,100
a month, for as long as you live
The tradeoff: money used this way is no longer available as a lump sum. Illustration based on published quotes from October 2026, not a quote.
Free · About 60 seconds · No phone number needed
You're in your 60s or 70s
Retired or close, and wondering how your savings turns into a steady paycheck.
You have $100K or more saved
In a 401(k), IRA, CDs, or savings, and you want to know your options before deciding anything.
You don't want to run out
Social Security covers part of the bills. You want the rest covered for as long as you live.
What's in your free plan
A clear plan in plain English. No phone number needed.
Your Social Security gap
Enter your monthly bills and your Social Security. See the gap, and how much of your savings it would take to close it with income for life.
Start now or wait
What a few more years before starting income does to the monthly amount, and what you give up while you wait.
What to check first
Based on where your money sits now, the one thing worth checking before you move it, like rollovers or CD renewals.
An honest word
Annuities aren't right for everyone. Here's when they aren't.
You'll hear a lot of hype about annuities, and a lot of hate. The truth is in the middle. They do two jobs well: protecting money from market drops, and turning savings into income you can't outlive. Here's when to skip them.
- You don't have an emergency fund yet. Build that first.
- You'll need most of this money in the next few years. Keep it liquid.
- Social Security and a pension already cover your essential bills.
- You're carrying high-interest debt. Paying that off usually comes first.
Common questions
Is this a sales pitch?
No. The calculator and your plan are free and educational, and you don't need to give a phone number to get them. If you want real quotes, you can ask a licensed insurance agent to call you. You never have to, and nothing is bought unless you decide it makes sense.
Who would I talk to?
A licensed insurance professional who works with retirement savings and income. They show quotes side by side and explain every tradeoff in writing.
Do annuities have fees?
Some do and some don't. Simple fixed annuities often have no annual fee. Income riders and variable annuities usually do. Almost all annuities have a surrender period, meaning taking out more than a set amount in the first several years costs you. Always ask for every fee in writing.
Are annuities safe?
Fixed and fixed indexed annuities protect your principal from market losses. The guarantees are backed by the insurance company, not the FDIC, so the company's financial strength rating matters.
What do you do with my information?
We use your email to send your plan and a few follow-up guides. Only if you ask for a call do we pass your name and number to one licensed insurance agent. We don't sell your information to lead lists, and you can unsubscribe any time.
See your numbers in about a minute
Free and private. We never sell your information to lead lists.